Wednesday, May 28, 2008

Finding car insurance for provisional license holders

While getting cheap car insurance for new drivers has become an increasingly difficult task these days, obtaining insurance cover for learner drivers holding just a provisional license proves to be next to impossible. Since these learner drivers have yet to master the art of driving, they are therefore considered as the highest risk group for the insurers. Consequently most insurance companies will bluntly refuse your application for car insurance if you have just got a provisional license.

So which companies will insure provisional license holders?


The truth is not many! And the very few which will take you on will do so at a higher premium rate. Before i tell you where to go to get cheap car insurance for learner drivers, you should know that because you have got a provisional license and you are still learning to drive, you should always be accompanied at all times when driving by another driver who is 21 years old or over and that person must have had his license for at least 3 years.

The following companies will provide cheap insurance cover for a learner driver with provisional license:
Direct Line Car Insurance

Note that when you pass your driving test and finally get your full UK driving license, your insurance premiums might go down by just £100. This is due to the fact that insurance companies regard new drivers driving on their own as carrying more or less the same risks as a learner driver under supervision.

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