Wednesday, May 28, 2008

Choosing the right car insurance for a 17 year old driver

The legal age to start driving in the UK is 17. Most young adults who would be celebrating their 17th birthday very soon would have already applied for their provisional license and seeking to learn to drive with a qualified instructor. Usually after a couple of months of learning, they would have succeeded in their driving test and looking forward to enjoy driving a car of their own.

However, 17 year old car insurance is rather expensive for a number of understandable reasons. For example, seventeen year olds are more likely to be involved in car accidents and therefore present a higher risk to the insurer. To elaborate, at 17, someone is still at a very young age and their style of living differs a lot from mature drivers because there are more frequent drinking, late nights out and long drives. Those are the most compelling reasons why car insurance for 17 year old drivers is excessively high.

Just like everything else in life though, you start at the very bottom and slowly make your way towards the top of the ladder. The same goes for getting cheap car insurance for a 17 year old young person, who will undoubtedly start by paying a lot for insuring his car intially and will eventually pay a fraction of what he has paid in his 1st year for car insurance as he builds his driving experience.

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